No, Costco does not take Discover cards as a form of payment.
Costco primarily accepts Visa cards, and that includes Visa debit cards. They also take cash, checks, EBT, and Costco gift cards, but Discover is not on their accepted list.
This policy can be a bit frustrating for Discover cardholders, especially since many retailers do accept Discover. If you’re planning to shop at Costco, it might be a good idea to bring a Visa card or another payment option to avoid any issues at checkout.
Costco’s decision to limit card acceptance comes down to their partnerships and agreements with credit card companies. They have a long-standing relationship with Visa, which helps them keep costs lower for members.
Some customers have found ways around this by using their Discover card to get cash back at ATMs, and then using that cash to shop at Costco. It’s not the most convenient solution, but it can work in a pinch.
Make sure to double-check the payment options at your local Costco before heading out, as policies can vary slightly by location. Keeping an eye on your wallet can save you time and hassle during your shopping trip.
Can I pay with a debit card at Costco?
Yes, Costco accepts debit cards as long as they are Visa debit cards.
What other payment methods does Costco accept?
Costco accepts cash, checks, EBT, Visa credit cards, and Costco gift cards.
Why doesn’t Costco accept Discover cards?
Costco has a partnership with Visa, which is why they only accept Visa cards for credit transactions.
Can I use my Discover card online at Costco?
No, Costco does not accept Discover cards for online purchases either.
What can I do if I only have a Discover card?
If you only have a Discover card, consider using it to withdraw cash from an ATM and then using that cash for your purchases at Costco.